Part 1 โ Why passwords let us down
Answer: False
Explanation: Length and complexity don't help if one site is breached โ attackers take that leaked password and try it everywhere else you used it (called "credential stuffing"). Reuse is the risk, not weakness.
Answer: True
Explanation: Passwords are a "shared secret." Because they're knowledge you can type, they can be typed by anyone who obtains them โ no physical device required.
Answer: True
Explanation: The fake site captures whatever you type and relays it to the attacker. This is why even careful, security-aware people get caught โ the fake page can be a near-perfect copy.
Answer: False
Explanation: A convincing fake site can ask for the SMS code too, and relay it in real time before it expires. SMS codes raise the bar but are still "phishable" because you can be tricked into handing them over.
Part 2 โ How passkeys change the game
Answer: False
Explanation: A passkey is not a secret you type at all. It's a pair of cryptographic keys โ a public key held by the website and a private key that stays on your device. Nothing typeable is ever shared.
Answer: True
Explanation: Instead of sending a secret, your device signs a unique challenge from the site and sends back only the signature. The private key itself never travels across the internet, so there's nothing for a fake site to capture.
Answer: True
Explanation: The biometric or PIN unlocks the passkey locally on your device. It's never sent to the website, so it can't be stolen or reused elsewhere.
Answer: True
Explanation: This is the key difference. The passkey is bound to the real site's web address. On a fake domain, the browser simply won't offer the passkey โ so there's nothing to trick out of you.
Part 3 โ Putting it together
Answer: True
Explanation: Even if a website is hacked, attackers only get public keys โ useless on their own. There's no shared secret to steal, phish, or reuse. This removes the single biggest cause of account takeovers.
Answer: False
Explanation: There's nothing to memorize at all. Passkeys are usually faster and safer than passwords โ a quick fingerprint or face scan replaces typing, remembering, and resetting passwords.